A fund based facility to fulfill working capital requirements of the business.

We offer Cash Credit to various segments of customers for their working capital requirement.

    • Cash credit Limit: Need Based – Within the bank’s exposure Ceiling.
    • Facility provided to fulfill need of working capital needs.
    • Repayment: On demand – to be renewed annually at the discretion of the Bank subject to satisfactory conduct and compliance of the sanction covenants.
    • Rate of Interest and Margin: As per Bank’s policy reviewed from time to time.
    • Reducing O/D Facility: Bank provides O/D facility up to Rs.5.00 lakhs on reducing basis, repayable in 5 years, to Retails Traders based on turnover in their Current accounts on minimal documents.


    • The Current Account should be operated for at-least Six Months with satisfactory turnover. Bank would make Assessment of Working Capital based on the Actual /Audited financials.


    • Duly filled-in Account Opening form. Click here for download
    • Latest Official Valid Documents [any Two] duly self attested by proprietor/ partner / authorized signatory: AADHAR, Passport, Driving License, Gas Connection Card, Electricity/ Telephone Bill, Voter Id, Ration Card Other Bank Account statement [last three months]
    • Latest Official Valid Documents [any Two] duly self attested

    Firm: Registration certificate of business, Registration certificate of VAT/TIN. MOA & AOA [if applicable], BYE-LAWS [if applicable], Deed of Trust / Partnership [if applicable], Resolution, IT Returns, Electricity/ Telephone Bill, etc.

**”Conditions Apply. Loan at sole discretion of the Bank”
‘For more information, terms and conditions please contact to nearest Branch
Highlights
ATM Locator

Main Branch

  • Bhawani Saw Mills Compound, Furniture Bazar, Ulhasnagar – 421003
  • Contact:0251-2572101
  • ATM: Yes

Chopra Court Branch

  • Sadoromal Complex, Near Chopra Court, Ulhasnagar – 421003
  • Contact:0251-2721054
  • ATM: Yes

Ulhasnager – 05 Branch

  • B.G. Tilak School Compound, Near Chaliha Sahib Mandir, Ulhasnagar – 421005
  • Contact:0251-2526060
  • ATM: Yes

BKC Branch

  • Mayur Masala Building, Near Bhagar Kanwaram Chowk, Opp. BK No. 950 Sec.22 Ulhasnagar – 421003
  • Contact:0251-2712072/2706170
  • ATM: Yes

Thane Branch

  • Krishna Niwas, Chharapati Shivaji Society, Groud Floor, Plot No F-3, Kopari Colony, Thane (E) – 400603
  • Contact:022-25323675 / 25323513
  • ATM: Yes
Branches

Main Branch

  • Bhawani Saw Mills Compound, Furniture Bazar, Ulhasnagar – 421003
  • Contact:0251-2572101
  • IFSC: NJBK0790001
  • MICR: 400082443
  • Working Hrs: Mon to Sat - 10:30AM to 4:00PM Sun – 10:30AM to 02:30PM
  • Franking Hrs: Mon to Sat - 10:30AM to 5:00PM
  • Holiday: 2nd & 4th Saturday
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Siru Chowk Branch

  • Shop No 879 & 880, Japani Bazar, Near Siru Chowk, Ulhasnagar – 421002
  • Contact:0251-2721051
  • IFSC: NJBK0790002
  • MICR: 400082458
  • Working Hrs: Mon to Sat - 10:30AM to 04:00PM Sun – 10:30AM to 02:30PM
  • Franking Hrs: -
  • Holiday: 2nd & 4th Saturday
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Chopra Court Branch

  • Sadoromal Complex, Near Chopra Court, Ulhasnagar – 421003
  • Contact:0251-2721054
  • IFSC: NJBK0790003
  • MICR: 400082507
  • Working Hrs: Mon to Sat - 10:30AM to 04:00PM
  • Franking Hrs: -
  • Holiday: 2nd & 4th Saturday Sunday Closed
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Ulhasnagar – 01 Branch

  • Guru Plaza, 1st & 2nd Floor, Opp. Police Station, Ulhasnagar – 421001
  • Contact:0251-2721055
  • IFSC: NJBK0790004
  • MICR: 400082589
  • Working Hrs: Mon to Sat - 10:30AM to 04:00PM
  • Franking Hrs: -
  • Holiday: 2nd & 4th Saturday Sunday Closed
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Ulhasnagar – 05 Branch

  • B.G. Tilak School Compound, Near Chaliha Sahib Mandir, Ulhasnagar – 421005
  • Contact:0251-2526060
  • IFSC: NJBK0790005
  • MICR: 400082498
  • Working Hrs: Mon to Sat - 10:30AM to 04:00PM
  • Franking Hrs: -
  • Holiday: 2nd & 4th Saturday Sunday Closed
View on Google Map

BKC Branch

  • Mayur Masala Building, Near Bhagar Kanwaram Chowk, Opp. BK No. 950 Sec.22 Ulhasnagar – 421003
  • Contact:0251-2712072 / 2706170
  • IFSC: NJBK0790006
  • MICR: 400082627
  • Working Hrs: Mon to Sat - 10:30AM to 04:00PM Sun – 10:30AM to 02:30PM
  • Franking Hrs: -
  • Holiday: 2nd & 4th Saturday
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Ulhasnagar – 04

  • Shop no 54-55, Opp. B K Diagnostics, Main Road, Ulhasnagar-421004
  • Contact:0251-2721050
  • IFSC: NJBK0790007
  • MICR: 400082546
  • Working Hrs: Mon to Sat - 10:30AM to 04:00PM Sun – 10:30AM to 02:30PM
  • Franking Hrs: -
  • Holiday: 2nd & 4th Saturday
View on Google Map

Thane Branch

  • Krishna Niwas, Chharapati Shivaji Society, Groud Floor, Plot No F-3, Kopari Colony, Thane (E) – 400603
  • Contact:022-25323675 / 25323513
  • IFSC: NJBK0790008
  • MICR: 400082644
  • Working Hrs: Mon to Sat - 9:00AM to 3:00PM
  • Franking Hrs: Mon to Sat - 10:00AM to 04:00PM
  • Holiday: 2nd & 4th Saturday Sunday Closed
View on Google Map
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