Bank provides 24 x 7 ATM facility, now our customers can access ATM service across the India under the RuPay platforms. Also, along with ATM service Debit Card Holders can avail POS, Mobile / DTH Recharge facility and E-com services with us. Cusotmer can manage his/her RuPay Debit Card by registering his/her self with 'Sarvatra CardSafe' mobile application. It is available on Google Play Store as well as Apple Sotre.

Debit Card Block/Un-Block through SMS

Bank provides 24 x 7 Debit Card Block / Un-Block facility through SMS. You can simply send the message (SMS) on 7065966669 as below.

- For Permanent Blocking of Card: type 'LOST' (in capital letter) and send SMS on 7065966669

- For Temporary Blocking of Card: type 'BLOCK' (in capital letter) and send SMS on 7065966669

- For Unblocking of Card: type 'UNBLOCK' (in capital letter) and send SMS on 7065966669 (applicable on temporary blocking)

Our bank provides Mobile Banking Facility to our customers. Now NJCBL customers can check his/her account’s real-time information at anytime-anywhere just on single click. NJCBL customers also can use NEFT-RTGS & IMPS service through Mobile Banking app by 24 x 7 x 365.

As a part of Proactive Security Measures towards trending Cyber Security Attacks and as per RBI instructions outward NEFT-RTGS & IMPS transactions through Mobile Banking channel is Restricted from 08:00PM to 08:00AM (next day) on weekdays and Bank Holidays including 2 and 4 Saturday till further order.

Our Banks provides Speedy transfer of Funds through RTGS and NEFT facility with free of cost by 24 x 7 x 365.



As a part of Proactive Security Measures towards trending Cyber Security Attacks and as per RBI instructions outward NEFT/RTGS transactions through Mobile Banking channel is Restricted from 08:00PM to 08:00AM (next day) on weekdays and Bank Holidays including 2 and 4 Saturday till further order.

Nav Jeevan Co-operative Bank Ltd offers the IMPS (Immediate Payment Service) service by 24/7 for real-time interbank fund transfers through mobile banking channel, allowing fund transfers to other banks using beneficiary's MMID & Mobile Number or Account Number and IFSC code.



As a part of Proactive Security Measures towards trending Cyber Security Attacks and as per RBI instructions outward IMPS transactions through Mobile Banking channel is Restricted from 08:00PM to 08:00AM (next day) on weekdays and Bank Holidays including 2 and 4 Saturday till further order. 

Nav Jeevan Co-operative Bank Ltd offering of UPI (Unified Payments Interface) service provides customers with a seamless and secure way to conduct financial transactions. With UPI, users can instantly transfer funds, check balances, view transaction history, and more, all from the convenience of their mobile phones.

Here’s a brief overview of how UPI enhances the customer experience:

1. Instant Transfers: UPI allows immediate fund transfers between different banks, even across various financial institutions, with minimal delays. This makes it perfect for both personal and business transactions.
2. Security: UPI uses multiple layers of security to protect transactions. Each payment is authorized with a secure PIN, reducing the risk of fraud.
3. Convenience: Customers don’t need to remember long account numbers or IFSC codes. Instead, they use a simple UPI ID, making transactions easy and user-friendly.
4. Accessing Services: Customers can access a range of banking services through their UPI ID, such as checking account balances, transferring funds, and tracking transaction history, all in real-time.
5. Integration with Multiple Services: UPI supports various payment services and apps, including bill payments, mobile recharges, online shopping, and more, allowing customers to access everything they need in one place.

By adopting UPI, Nav Jeevan Co-operative Bank is contributing to the broader goal of promoting a cashless economy in India, simplifying everyday financial transactions for its customers.

Safety tips for using UPI (Unified Payments Interface) service:

1. UPI PIN Usage: Enter your UPI PIN only when you are making a payment. It is NOT required to receive money.
2. Receiver Verification: Always verify the receiver's name before confirming any payment. Do NOT proceed without checking.
3. UPI PIN Page: Enter your UPI PIN only on the app’s UPI PIN page. Never share your UPI PIN with anyone.
4. QR Code Scanning: Scan a QR code only when making a payment. Do NOT scan QR codes for receiving money.
5. Avoid Suspicious Apps: Do not download screen-sharing or SMS forwarding apps when requested by an unknown person. Understand the utility of any app before downloading.

These are critical steps to protect yourself from potential fraud and misuse when using UPI. Stay safe!

We are provides the direct benefit of LPG subsidy the customer under Aadhar Payment Bridge System registration. Also our bank provides the all NACH transaction benefits to our customers, like ACH-Cr, ACH-Dr, NACH-Cr and NACH-Dr.

Bank is also providing E Sign Mandate Facility

We are providing Financial Transactions as well as Non- Financial Transactions Alert facility through SMS on registered mobile number with us.

Bank provides the net banking service on view only mode to our customers. Customers can view/get own account information, statement, etc.

Nav Jeevan Co-op. Bank Ltd. is the first bank in Ulhasnagar to provide the Franking Service with Main branch as well as our Kopary Colony, Thane (E) branch.

You can avail instant insurance service from us under the tie-up arrangement with below companies :

Life Insurance 

1. Kotak Life Insurance

2. ICICI Prudential

General Insurance

1. HDFC ERGO General Insurance

2. ICICI Lombard General Insurance

3. New India Assurance Company

Health Insurance

1. Manipal Cigna Health Insurance Co.

We are providing facility to pay online Tax for all Tax payers, Taxes like – Income Tax, TDS, VAT, Service Tax, etc.