For construction of own residential accommodation on plot owned by the applicant.
For purchase of ready built / under construction house or flat.
For purchase of existing old house / barrack / flat (on resale basis).
For takeover of existing housing loans from other Banks / Financial institutions
Maximum Loan Limit 70 Lacks, Maximum Repayment 180 months,
Rate of Interest and Margin is subject to change from time to time.
Charges: Documentation Charges as applicable.
Salaried Persons – Employees of reputed and financially sound organization and Minimum take home salary of INR.15,000/- per month and Confirmed service for at least one year.
Businessmen & Professionals: Business should have establishment of minimum of two years and for professional with ITR for at least two years.
1. Duly filled form.
2. PAN Card of Applicant(s) & Guarantor(s)
3. KYC of Applicant(s) & Guarantor(s)
4. Residential Proof of Applicant(s) & Guarantor(s)
5. Income Proof of Applicant(s) & Guarantor(s)
6. Two acceptable guarantors with adequate income.
7. Primary Security: mortgage of house Unit/s under construction/ready possession to be purchased.