Purpose: For Personal / Family expenses in case of any emergencies. For justifiable business requirements. For any genuine purpose acceptable to our Bank
Maximum Loan Limit 2 lakhs
Maximum Repayment 12 months
Repayment: Maximum repayment period 12 months, Interest to be serviced on monthly basis, Bullet payment at the end of 12 months can be considered.
Rate of Interest and Margin is subject to change from time to time.
Charges: Documentation Charges as applicable, Gold Testing Charges,etc.
The applicant must be true owner of Gold ornaments/ jewellery to be pledged with the bank.
The applicant has account with us.
The applicant has completed the 18 years at time of applying gold loan.
1. Duly filled form.
2. PAN Card of Applicant(s)
3. KYC of Applicant(s)
4. Residential Proof of Applicant(s)
5. Income Proof of Applicant(s)
6. Primary Security: Pledge of Gold ornaments / jewellery.